A recent study found that 401(k) loans are at all-time high. Unfortunately, employees don’t recognize the many ways they’re hurting their own future.
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Most 401(k) mistakes arise from companies allowing their plan to run on autopilot.
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Even experienced HR/benefits pros struggle with the arcane 401(k) reporting and distribution rules.
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In the last few years, there’s been a lot of publicity about the fast-growing crime of identity theft. More than half happen in the workplace. Benefits and compensation files are the most vulnerable targets.
You can’t always trust 401(k) vendors to automatically get all the details right in their plan documents.
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In this era of salary freezes and out-of-control employee debt, many employers who don’t have automatic 401(k) enrollment have seen participation flat-line.
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Employees everywhere are prone to focusing on the negative when it comes to their benefits and compensation. It’s simply human nature. Here’s how one of our readers helped employees at her company realize how good they really have it.
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The U.S. Supreme Court recently ruled to allow employees who lose money in their 401(k) or similar retirement plans to sue their employers if the money loss occurred due to uncorrected administrative errors or intentional misconduct by the plan managers.
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Tags: 401(k), ERISA, U.S. Supreme Court
